Insurance Disputes FAQ
Let Daly & Black, P.C. Help You Understand Your Situation
Accidents happen. When they do, you expect your insurance company to come through for you, but this is not always what happens. With over 30 years of experience helping clients fight for fair compensation, the Houston insurance claim lawyer at Daly & Black, P.C. is ready to help you obtain the best possible outcome for your situation. Below you will find answers to common questions about insurance disputes. If you have further questions, our firm is happy to answer them.
Call today to schedule your free consultation with our firm. Dial (888) 492-2671 now or contact us online to get started.
Will my insurance offer me a fair settlement?
While this answer depends on the insurer, the goal of all insurance companies is the same: make money. If there is a feasible way for them to avoid paying out a fair settlement, they are likely to take advantage of it. When you file a claim, you should feel confident that your needs will be fully covered. If it doesn’t feel that way, contact an experienced Houston insurance claim lawyer for more information.
Can my insurer deny my claim?
Yes. The fine print on your insurance policy contains many conditions through which you may not be eligible for compensation. Their legal teams are keenly aware of these conditions, so when a claim is submitted for approval, they look things over closely before paying out a settlement. If your claim is denied, it does not mean you do not have a right to compensation. An experienced legal professional can help you understand if your insurer is acting unethically.
My insurer won’t return my calls. Does that mean they are working on my case?
No. Your insure is obligated to communicate with you throughout the process, so if you are unable to get in contact with them, they may be hoping you will just give up. Daly & Black, P.C. can help you hold them accountable for what they owe you.
My claim was simple, but the insurance company still denied it. What happened?
Unfortunately, this story is all too common. Daly & Black, P.C. have 30 years of experience dealing with this very problem. We know how to handle insurers that mistreat their customers. When an insurance company deals with a customer in bad faith, they expect the customer to put up with it and give up, but it should not work that way. Our team can help you understand if you have a case, so call for a free consultation.
What are examples of bad faith practices?
The simple definition of bad faith insurance practices is dishonesty in order to avoid having to fulfil contractual obligations, however, this can take many forms. For example, if your insurer fails to disclose important policy details, this is considered just as much of a problem as denying a reasonable claim.
Bad faith insurance practices can include:
- Denial of coverage for no apparent reason
- Failure to communicate with the client, such as not returning calls, taking unreasonably long to return calls, and refusing to listen to the client’s story
- Not disclosing policy limits
- Harassing requests for an impossible amount of information before handling a case
- Cherry-picking investigation information for their own purposes
- Misrepresentation of their policies
- Threatening clients
Courts are aware that insurance companies do not always act ethically, but it is crucial to have the help of an aggressive attorney on your side when suing for compensation.
Right away. The sooner your lawyer can get the details about your case, the better your chances will be of being able to obtain the best possible outcome. Because there are time limits on when you can make a claim, starting sooner is always better. Call Daly & Black, P.C. now and schedule a free consultation with our firm.