Impossible as it may sound, many insurance companies deny valid claims
for hurricane losses. Hurricane losses are frequently devastating, and
oftentimes it is difficult to catalog with precision everything you and
your family have lost – it's not uncommon to lose everything
following the destruction of a hurricane. We understand these claims,
and can help you and your family navigate the claims process.
Following a hurricane loss, like with any loss, we recommend that you immediately
report the event to your carrier – even if they tell you there's
no need to do so.
Resist the urge to immediately clean up the affected area, and instead
document as much as you possibly can with photographs and video. Smartphones
now have the capability to record high quality photos and video, and can
provide valuable evidence to the claims process.
After you have let folks know you are safe, and are certain the extreme
weather has passed, use your camera or other recording equipment to document
the exterior of your structure, foundation, windows, walls, siding, roofs
including vents, skylights, solar equipment, stucco, paint, trim, fascia,
gutters, exterior lights, air conditioning units, planters, patio furniture,
decks, grills, play equipment, sheds, pools, and anything else that is
outside of your property. Photograph every room, the front, sides, and
back of your structure, and try to get different photographs from differing
elevations – if it is possible to do so safely!
If your claim is not paid quickly and fairly, contact us so that we may
determine your rights, which vary from state to state. Many states require
the insurance company to pay your attorney fees if you have to take legal
action to obtain full payment on your insurance claim. Daly & Black, P.C.,
P.C. will help you put the pieces of your life back together, at no cost
to you and your family. Let us help you and your family.