Auto Flood Claims
Unlike most lawyers, our firm handles only first party insurance claims.
Meaning, all we do is sue insurance companies. And we handle these types
of cases all over the country, with lawyers licensed in states like Texas,
Colorado, Nebraska, and Kentucky. We know how to deal with big insurance
companies that delay, deny, or underpay legitimate claims in the wake
of natural disasters.
If your car flooded during hurricane Harvey, and your insurance company
improperly delayed, denied, or underpaid your auto flood claim, call one
our first party insurance lawyers for your free consultation.
You may be entitled to money even if your insurance company has already
paid the claim.
Most collision or comprehensive insurance policies in Texas cover flood
events. Meaning, if your car flooded during the recent storm, your insurance
company is responsible for the repairs, possible replacement, and sometimes
other charges, such as rental vehicle coverage. It is said that over 1,000,000
cars in the greater Houston area flooded after the devastating rain that
hurricane Harvey left behind. If yours was one of those vehicles, and
your insurance company is still playing games, call us.
Most insurance companies are doing the right thing, and paying these claims
in a timely manner. But many are not. In Texas, if an insurance company
fails to properly pay a claim, or fails to conduct a reasonable investigation,
it may be liable for damages, including the cost to repair or replace
the vehicle, your attorneys’ fees, penalty interest, and punitive
damages. The law in Texas requires insurance companies to timely pay insurance
claims, conduct reasonable investigations, and pay amounts they owe once
it’s reasonably clear they owe the money. Nevertheless, many insurance
companies fail to follow these simple rules, instead opting to drag out
the process, lowball you in hopes of saving money, or simply denying claims
that should be paid. This is wrong.
If you are in this situation, we may be able to help. Our lawyers have
considerable expertise dealing with insurance companies that wrongfully
delay, deny, or underpay legitimate claims. And we handle these cases
on a contingent fee basis, meaning we do not get paid unless and until
you do. If we lose, or recover nothing, you owe us nothing. It’s
that simple. Our lawyers will provide a free consultation, screen your
case, and if it qualifies, handle all the dirty work for you.
Unfortunately, if you only have liability insurance coverage, your policy
probably does not cover flood loss. But it’s always worth checking.
Richard Daly and John Black, both native Houstonians, are committed to
helping the state of Texas - and Houston - get back on its feet. Some
insurance companies will do the right thing, but many will not. A lawsuit
should be your last recourse – but if and when you do decide to
file a lawsuit, or fight, make sure your lawyers know what they are doing,
are aggressive, and align their interests with yours. If you have a legitimate
auto flood claim, that was underpaid, delayed, or denied, call one of
our lawyers today for your free consultation, and let us help you get
back in the driver’s seat.