Auto Flood Claims

Unlike most lawyers, our firm handles only first party insurance claims. Meaning, all we do is sue insurance companies. And we handle these types of cases all over the country, with lawyers licensed in states like Texas, Colorado, Nebraska, and Kentucky. We know how to deal with big insurance companies that delay, deny, or underpay legitimate claims in the wake of natural disasters.

If your car flooded during hurricane Harvey, and your insurance company improperly delayed, denied, or underpaid your auto flood claim, call one our first party insurance lawyers for your free consultation. You may be entitled to money even if your insurance company has already paid the claim.

Most collision or comprehensive insurance policies in Texas cover flood events. Meaning, if your car flooded during the recent storm, your insurance company is responsible for the repairs, possible replacement, and sometimes other charges, such as rental vehicle coverage. It is said that over 1,000,000 cars in the greater Houston area flooded after the devastating rain that hurricane Harvey left behind. If yours was one of those vehicles, and your insurance company is still playing games, call us.

Most insurance companies are doing the right thing, and paying these claims in a timely manner. But many are not. In Texas, if an insurance company fails to properly pay a claim, or fails to conduct a reasonable investigation, it may be liable for damages, including the cost to repair or replace the vehicle, your attorneys’ fees, penalty interest, and punitive damages. The law in Texas requires insurance companies to timely pay insurance claims, conduct reasonable investigations, and pay amounts they owe once it’s reasonably clear they owe the money. Nevertheless, many insurance companies fail to follow these simple rules, instead opting to drag out the process, lowball you in hopes of saving money, or simply denying claims that should be paid. This is wrong.

If you are in this situation, we may be able to help. Our lawyers have considerable expertise dealing with insurance companies that wrongfully delay, deny, or underpay legitimate claims. And we handle these cases on a contingent fee basis, meaning we do not get paid unless and until you do. If we lose, or recover nothing, you owe us nothing. It’s that simple. Our lawyers will provide a free consultation, screen your case, and if it qualifies, handle all the dirty work for you.

Unfortunately, if you only have liability insurance coverage, your policy probably does not cover flood loss. But it’s always worth checking.

Richard Daly and John Black, both native Houstonians, are committed to helping the state of Texas - and Houston - get back on its feet. Some insurance companies will do the right thing, but many will not. A lawsuit should be your last recourse – but if and when you do decide to file a lawsuit, or fight, make sure your lawyers know what they are doing, are aggressive, and align their interests with yours. If you have a legitimate auto flood claim, that was underpaid, delayed, or denied, call one of our lawyers today for your free consultation, and let us help you get back in the driver’s seat.