A jury from Arapahoe County, Colorado ruled in our client’s favor
last Friday, finding that American Family breached its contract, and unreasonably
delayed and denied benefits owed under the policy. The Court will now
impose treble damages, costs, attorney’s fees, and interest.
See Dan Cronan v. American Family Insurance; District Court, Arapahoe County, Colorado; Division 202; Case No. 15CV32192.
Had the lightning strike claim been handled properly, back in June of 2014,
the lawsuit would never have been necessary. Instead, our client was forced
to hire a public adjuster, an engineer, and several hazardous material
testing companies, on his own dime, to try and persuade the insurance
company that the lightning strike had caused more than just superficial
damage. When that failed to persuade the insurer, he hired us. We filed
the lawsuit in late 2015, and took only two depositions before appearing
ready for trial last week. It took the jury less than three hours to determine
that American Family had not lived up to its end of the bargain, and unreasonably
delayed and denied money it owed our client for living expenses. The judgment
will end up being many multiples of what American Family told the jury
the case was worth.
Our law firm makes insurance companies that break the rules pay. And we
don’t charge our clients a nickel for our services – we recover
only when we succeed. This recent Colorado verdict is simply another example
in a long list of matters we have handled for policyholders that were
wrongfully denied the benefits of their insurance agreement. Under Colorado
law, it is improper for an insurer to unreasonably delay or deny benefits
owed under an insurance policy. We look forward to helping additional
homeowners and business owners throughout the state of Colorado.