Insurers Reminded Again That Total Roof Replacement Recommended Following Storm Damage

If you are currently fighting a roof damage claim, you probably already know this – your insurer does not want to replace your roof. Even if your policy requires it. Even if your roofer has told you that you need a new roof. Insurers, in a never ending battle to pinch pennies at the expense of their clients – are constantly finding new ways to argue their way out of doing what is right, and what is required.

It should come as no surprise that on July 30, 2014 one more person told us what we already know, and what insurers need to learn – this time, it came in the form of a service bulletin from GAF that reads in part –

“While it is possible to replace individual storm damaged shingles, latent damage to the surrounding shingles caused by a storm is difficult to assess. Because of the potential for the surrounding shingles to also have experienced storm damage, complete roof replacement is recommended for the long term performance of these roofs.”

This edict came from GAF’s Technical Service Department in the form of an advisory bulletin issued on July 30, 2014. You can read the entire bulletin here. The bulletin concludes by saying “an additional benefit to complete replacement is the ability of the roofing professional to check for latent storm damage—something that is difficult to do if just a few shingles are replaced.”

We agree.

GAF is North America’s largest manufacturer of commercial and residential roofing, with annual sales exceeding $3 billion, rated #1 in shingle quality by contractors and home builders. GAF’s recent Technical Bulletin will serve as one more resource to homeowners, when faced with an insurer that refuses to play by the rules, and insists on denying, delaying, or trying to improperly underpay a storm damage claim.

If you, or someone you know, is currently fighting this battle have them call the first party litigation boutique of Daly & Black, P.C.

Categories: Insurance Claims