Time to Tell Your Local Lawmaker You Don't Want Your Rights Eliminated
When insurance companies lose at the courthouse, they hire their powerful
lobbyists to change the laws – and the changes are never designed
to help ordinary people or small businesses. The changes are usually aimed
at taking away your rights, so it's harder (or impossible) for ordinary
folks to hold insurance companies accountable for their misconduct.
This year, Texas policyholders can expect a serious run on their rights
– and a dangerous one at that.
Right now, in Texas, when an insurance company cheats, lies, or breaks
a promise, you can hold that company accountable – you can make
it pay penalties, interest, and your lawyer fees. Now, insurance companies
want to get rid of those laws. Why on earth would we ever eliminate laws
that protect ordinary citizens and small businesses? Because the insurance
lobby and its friends are powerful, and donate tens of millions of dollars
to elected officials. And because some insurance companies make a habit
of misbehaving, want to continue to do so, but are tired of being sued
when they get caught.
Insurance companies and their lobby usually plan for months before a legislative
session. They brainstorm and come up with a list of the things they would
like to see changed, so that their companies can operate without any real
checks and balances, and without fear of being held accountable by juries
made up of ordinary citizens. What sorts of things do they have planned
Take a look. This document was leaked by an insurance source, and lays out in considerable
detail how insurance companies want to screw ordinary citizens and businesses
out of their rights. A few examples –
- They want to reduce what cheating insurers have to pay when they wrongfully
delay and deny claims.
- They want to reduce interest payments that have to be made by slow paying insurers.
- They want to prevent insurance customers from being able to get professional
help, or hiring lawyers – something the insurance companies can
afford to do, but most folks cannot.
- They want to help their insurer clients make more money by reducing the
consequences of bad choices which harm insurer customers.
Texas insurers will try to make these changes with propaganda and lies.
Remember when the insurance lobby told Texas that eliminating your right
to sue doctors would reduce healthcare costs, and reduce your medical
premiums? That was a lie. The insurance lobby helped pass laws that now
effectively prevent you from suing your doctor, yet the cost of healthcare
has only increased. But now, when a doctor commits serious malpractice
in Texas, you are usually left without recourse.
The insurance companies will lie again. This time, they will tell Texas
that suing insurance companies (to prevent them from lying, cheating,
and misbehaving) hurts Texans, small business, and makes lawyers rich
(they won't mention how rich their executives become, pocketing your
premiums, and never being held accountable for wrongdoing). The ads and
propaganda will be slick. But the real goal, will be to make sure insurance
companies can behave however they want, without you having any power to
So stop them now. For good.
In the coming weeks and months, we will keep folks informed of legislative
issues that affect ordinary citizens, with easy tips on how you and your
business can protect your rights.
The lawyers at Daly & Black, P.C. stand ready to help you – but
if you live in Texas, it's time to get ready to help yourself. How?
By contacting your local lawmakers to let them know you care about this
issue, and that you don't want to lose your rights to hold insurance
If you want to know more about these issues, become involved, or how you
can help now, please reach out to one of our attorneys.